Affordable Healthcare Coverage

For more than 40 years, Physicians Health Plan (PHP) has been providing the people of Michigan — people like you — access to high-quality, affordable care so you can live your best life.

No matter which of our plans you choose, you can count on coverage that meets your needs, at home and on the road.

Every Physicians Health Plan individual and family plan includes:

• A statewide network of providers, hospitals, and pharmacies.
• No referral needed to see an in-network specialist.
• Prescription drug coverage.
• 24/7 telehealth services.
• A health and fitness portal.
• Worldwide coverage for emergencies.
• Discounts on food and dining, entertainment, athletic wear, fitness activities, and more.
• Local Customer Service representatives – our customer service team has consistently been rated amongst the highest in the state.

And that’s not all. Get started to discover all the benefits our plans have to offer.



GET STARTED-FIND YOUR PLAN TODAY!

Important Dates

• Nov. 1, 2023 – Jan. 16, 2024*: Open Enrollment for plan year 2024.
• Nov. 1, 2023: The first day you can enroll in, re-enroll in, or change health plans for coverage that starts on Jan. 1, 2024.
• Dec. 15, 2023: The last day to enroll in or change plans for coverage that starts on Jan. 1, 2024.
• Jan 16, 2024*: Open Enrollment ends. This is the last day to enroll in or change health plans for plan year 2024. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period. To see if you qualify for a Special Enrollment Period, go to Healthcare.gov.
• Feb. 1, 2024: Coverage starts for those who enroll in or change plans Dec. 16, 2023 through Jan. 16, 2024* and pay their first premium.



• ^*The open enrollment deadline in Michigan has been extended from Jan. 15 to Jan. 16, 2024, due to the Martin Luther King Jr. Day federal holiday.

Still Need Coverage for 2023? Visit Healthcare.gov to see if you qualify for the Special Enrollment Period.

Have additional questions? Our experts are here for you. Contact us online 24/7.

Are you a current PHP member? Sign in to your MyPHP member portal to view plan information, make a payment, and more. To make a payment without logging in to your MyPHP member portal, please sign in to the payment portal.